Statuses & Possible errors

Loan application statuses

  • NEW – New finance application request was sucessfuly recorded in TB systems
  • CUSTOMER_CREATION_IN_PROGRESS – The bank is launching a onboarding process through facial biometrics in order to provide a new loan
  • LOAN_APPLICATION_IN_PROGRESS – the loan approval process for the client is running
  • LOAN_APPLICATION_FINISHED – the client has successfully completed the loan approval process - the loan has been approved. No further activity is required from the client
  • LOAN_DISBURSED – The money has been sent to the merchant's account
  • CANCEL – The loan application was canceled by the bank or the client
  • EXPIRED- The request expired, was not completed within the specified time

 

 

Possible erros

PUT /paylater/production/v1/applications/precalculation

http code

errorCode

errorDescription

422

LOAN_AMNT_LOW

Value {value} of loan amount is too low. 

Minimal value is {minValue}

 

422

LOAN_AMNT_HIGH

Value {value} of loan amount is too high. Maximal value is {maxValue}

 

422

NEGATIVE_VALUE_NOT_ALLOWED

Invalid value {value} of field: LoanAmount. 

Negative value is not allowed

 

422

INSUFFICIENT_CAPACITY

Insuficient client capacity.

 

 

POST /paylater/production/v1/applications

http code

errorCode

errorDescription

422

INSUFFICIENT_CAPACITY

Insuficient client capacity.

 

422

NO_CONTRACT

No signed contract found for clientId between TB and merchant

422

TOT_AMNT_LOW

totalAmount is too low

422

TOT_AMNT_HIGH

totalAmount is too high.

422

TOT_AMNT_MISMATCH

Sum of totalAmount is not equal to sum of order items.

422

NOT_ALLOWED_OPER

Operation not allowed. Application is in state, that is not possible to change application state